• E-Commerce PayConnect
• E-Commerce PayHost
• ParentPay
• Virtual Accounts
• 3D Secure
• Fraud Protection

3D Secure

Authenticated Payments for E-Commerce

State of the Art Payment Verification

3D Secure is a new technical standard developed by Visa and MasterCard to further secure transactions over the Internet. MasterCard brand their system as 'MasterCard SecureCode' and Visa call theirs 'Verified by Visa'.

Both are available through PayChannel with participating card issuers and acquirers. 3D Secure creates what is called a 'trust chain' throughout the transaction, whereby the cardholder making the payment enters a secure code to verify that they are making the transaction. This verification moves the fraud liability for chargebacks from the merchant to the issuer.